Estimate your taxes and insurance so that these amounts will be included in the payment calculation. Whether you are looking to refinance your existing home loan or purchase a new home, our core focus is to provide the stable and informative support that helps our Utah homeowners achieve their personal financial goals. Use our mortgage calculator to determine your monthly payment amount. Utah homeowners can benefit from our personal loan expert's many years of experience when getting money out of their current home, lowering your current mortgage payment, or even both. Home Economics Homebuying programs in your state Talk to a HUD-approved housing counseling agency 2. Our mortgage loan experts realize that each homeowner has different financial circumstances and needs, so your personal loan officer will look at your loan individually to help you decide on the best way to address your particular situation. Figure out how much you can afford What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. Our personal loan experts do all the work to ensure that you save money, and there is no obligation - if we cannot close your loan, you pay nothing out of pocket! Contact us today to find out how you can save money! Whether you are a first-time or veteran homebuyer, Golden Oak Lending makes getting the right mortgage a stress-free and quick experience, getting you into your Utah home as soon as possible.Īll lenders are not created equal, and Golden Oak Utah has streamlined our process with years of experience. At Golden Oak Lending Utah, you have the benefit of an experienced and qualified professional to guide you through the process of finding and qualifying for the right loan that meets your unique needs. Your personal mortgage specialist is your sole point of contact for the entire process, so there is no need to retell your financial story multiple times to different individuals within the same office. An experienced loan officer will be your personal advocate for getting you the best home loan that fits your specific financial situation at the best interest rate possible. To use this FHA calculator, you will need to know to put down on. Our goal is always to save our Utah homeowners money!Īt Golden Oak Lending Utah, all of our loan processes, from underwriting to closing, are handled in-house. Use this calculator to estimate how much you might pay for an FHA home loan to determine whether it’s the best fit for you. Our personal mortgage specialists understand that in Utah's competitive housing market, transparency and efficiency are more important than ever, so we are always up-front about our current mortgage interest rates. We constantly monitor mortgage interest rates to ensure that our offerings immediately reflect the current rate. We represent neither you nor the third party in the event that you enter into a transaction.Unlike many other mortgage companies, Golden Oak Lending shows our Utah borrowers our current mortgage rates and loan options. Low Down Payment: FHA loans only require a 3.5 down payment, this makes it easier to buy a new home. This makes FHA loans more accessible than other mortgages. With a VA loan, youll pay 0 down and enjoy uncapped loan amounts, reduced closing costs, lower rates, and no PMI requirements. We are not responsible for the content on the site and its privacy and security policies may differ from ours. Easier to Qualify: FHA loans are available for people with credit scores of 580 or higher and down payments as low as 3.5. Use this free Utah Mortgage Calculator to estimate your monthly payment, including taxes, homeowner insurance, principal, and interest. Third Party Link Disclaimer: Linked websites are not under the control of Homeowners Advantage. Please direct any inquiries or complaints in relation to your mortgage to Homeowners Advantage at 4 Winners Circle, Albany, New York 12205, email or by calling the Mortgage Servicing Department at (518) 690-2232 ext. Complaints or requests for further information regarding Homeowners Advantage may be directed to the NYS Department of Financial Services by visiting the Department's website at or by calling the Department's Consumer Help Unit at (800) 342-3736. Homeowners Advantage is a licensed servicer with the NYS Department of Financial Services. Principal Address: 4 Winners Circle, Albany, NY 12205 Today’s mortgage rates in Utah are 7.047 for a 30-year fixed, 6.162 for a 15-year fixed, and 7.499 for a 5-year adjustable-rate mortgage (ARM). ˆClick any topic of interest to view terms and disclosures. Loan Type Calculator: Match with the Best Loan Type for You Conventional Loan Calculator FHA Mortgage Calculator VA Mortgage Loan Calculator USDA Loan Calculator Jumbo.
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